Cottage Insurance

A cottage is a place where your family can go to unwind and make wonderful, lasting memories together. Like any dwelling, however, it is susceptible to damage and even destruction. This is why it must be protected, which means it must be properly insured.


These are just some of the factors that should be considered when selecting which cottage policy offers the best protection for your needs.

  • How do you use your cottage?
  • How often do you spend time there?
  • What is the distance to the nearest Fire Hall?
  • Is it accessible by road all year?
  • Do you rent it out?
  • Do you use it all year?

Recreational properties can sometimes be used irregularly, and in some cases, only at specific times of the year. As it is a unique property, this can make insuring them complicated.  It is vital to work with an experienced professional who can identify where you need protection and what type of insurance coverage is best for your unique circumstance, then outline the options. The final phase of the process is to help you make an educated choice from a reliable insurer.

To add to the complexity of this type of insurance, Insurers can often differ on their inclusion or exclusion of:

To add to the complexity of this type of insurance, Insurers can often differ on their inclusion or exclusion of:

  • Wood Stoves
  • Vandalism
  • Septic Tank Backup
  • Fuel Leakage
  • Earth Movement
  • Water Damage
  • Motorized vehicles

Our seasoned and highly knowledgeable professionals will work with you personally to ensure that you understand and get the right coverage.

At Blair Insurance Brokerage, we link our clients with a select number of reputable cottage insurance providers. We then work to guide and assist them in choosing the best solution. It might be difficult for clients working on their own to find a reliable insurer. Many companies limit cottage coverage because properties can sometimes be remote and isolated. Exclusions may not be clearly stated up front.

The Blair team has the knowledge and resources to find the right coverage to ensure that your assets and properties are well protected. We provide not just insurance but peace of mind.

Want to know more about how best to protect your recreational property? Contact us today and let us help you protect what is valuable and all the memories still to come.

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