Recreational Vehicles

Recreational Vehicles are a unique hybrid in the insurance world. As they require both road coverage and property coverage, it’s important to get the right blend of coverage.

As your standard auto policy will not provide coverage for any customized attachments and personal property you have inside, nor will it cover you in the event someone was to get injured on your campsite, specialty coverage is needed for your RV.


Similarly, a standard property policy will not pay to have your vehicle repaired or the damages you cause to others’ property in an at fault vehicle accident. Consider too the event of your RV breaking down or becoming damaged in an accident – emergency roadside assistance and emergency vacation expenses for lodging and replacement transportation is available. With the proper protection, keep your vacation alive and unexpected expenses at bay!

Whether you have a fifth wheel trailer, motorhome, or travel trailer, each variety falls into a specific classification. Rates are based on the class of RV (Class A, Class B, and Class C), how it’s used, and available options selected. Call the specialists at Blair Insurance to determine which customized coverage would best suit your needs.

Specialized policies can offer the following types of RV insurance coverage:

  • Personal Property
  • Bodily Injury & Property Damage Liability & 44
  • Accident Benefits
  • Uninsured/Underinsured Motorists
  • Comprehensive & Collision
  • Guaranteed Loss Replacement
  • Towing & Labor
  • Attached Accessories
  • Roadside Assistance
  • Emergency Vacation Expense
  • Options:
    • Market Value
    • Agreed Value
    • Total Replacement Cost

Your RV policy combines the best of car and home insurance to create a custom coverage plan that’s right for you.

We can help you navigate through the different insurers offering RV policies, those policy options, types of coverage, and deductible offerings to explain their differences and find you the best policy for your needs.

Contact Blair Insurance to have one of our specialists create the ideal RV coverage for you.

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