ATVs, Dirt Bikes, Snowmobiles, and other Leisure Vehicles

The team at Blair Insurance knows how exhilarating it can be to be outdoors, driving along the trails, and appreciating the best of what nature has to offer. In order to truly have peace of mind and enjoy yourself, understand the risks and have the right insurance. According to Ontario law, your leisure vehicles must be insured, unless you’re exclusively using them on your own property. That’s why Blair Insurance is committed to helping you find the right policy for your needs.

When you obtain an insurance policy on a leisure vehicle, you will be covered for:

  • Third party liability
  • Accident Benefits
  • Comprehensive (fire, theft, and vandalism) coverage.
  • Direct compensation property damage
  • Uninsured automobile coverage
  • Collision damage coverage

Rates are determined by your experience, your driving record, the power, the size and the value of your machine. The right coverage will also include your family and friends allowing their use. If needed, you can buy the policy as a standalone, but you will save money if you bundle – Discounts are available for multi-policy or multi-vehicle coverages.


It’s a better value to insure these vehicles year-round, despite only using them seasonally. This will also ensure the important theft, fire and liability exposures are covered off season too, just in case.

To find out your best protection options, be sure to contact an insurance specialist from Blair Insurance today.

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