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BUSINESS INSURANCE

 

Protect your business from disastrous events including fire or lawsuits. With the RIGHT insurance coverage your business can recover from a disastrous event sustaining your financial security and that of your employees.

 

Every business is unique. Our knowledgeable commercial team can assess your company’s exposures and needs so we can recommend strategies to protect you.

 

What Types of Products are Available at Blair Insurance?

 

  • COMMERCIAL VEHICLES & FLEETS
  • GENERAL LIABILITY
  • PROFESSIONAL LIABILITY
  • DIRECTORS’ & OFFICERS’ LIABILITY
  • UMBRELLA LIABILITY
  • REAL ESTATE
  • CONTRACTORS
  • OFFICES
  • RETAIL
  • MANUFACTURING
  • DISTRIBUTORS
  • GARAGES

 

Business Interruption Coverage

 

If your business activities are interrupted by an insured loss (eg: a Fire) this coverage provides you with the much needed funds to pay the ongoing expenses while your business is not operational. This coverage is highly customizable -ask us about your options.

 

Equipment Breakdown

 

Most policies exclude breakdown of electronic equipment, mechanical breakdown of equipment and explosion or rupture to broilers, hot water tanks and compressors. Coverage can be provided for the damage sustained to the unit itself, the resultant damage to the building and contents as well as the impact of the interruption to your business (Loss of Income). Ask us what option would be best for your business.

 

Umbrella Liability

 

This “top up” liability coverage comes into play when the limits of the primary coverage have been exhausted. It also protects you from some gaps in the primary policy. Ask us about extra protection for a rainy day.

 

Errors and Omissions (Professional Liability)

 

When your business provides a professional service, claims may arise due to a failure to render those services properly, or not at all. Allow yourself to focus on your business with confidence knowing you’ll be defended and protected.

 

Directors and Officers Insurance

 

We live in an increasingly litigious society. Officers of company’s are being held accountable for their companies product or service. This coverage protects Officers or Directors of profit or non-profit organizations in the event they are held liable for damages caused by error, mismanagement, negligent acts, misleading statements, omissions or any wrongful acts. Ask us how to protect the assets of your company and the personal assets of it’s Directors and Officers.

 

We can help you assess the risk in your business, advise how to reduce some of your exposures and suggest solutions that meet your budget. After all, running a successful business is your job, offering suggestions on how to protect it is ours.

Contact Us Today to discuss
your insurance needs.
We're Standing By.

Contact Blair Insurance

 

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