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DID YOU KNOW...
- If you lend your car to someone outside of your household, you will be responsible as the owner for any accidents or damage that may occur.
- You can't insure what you don't own. If an auto or home policy is in the name of John Smith and the policy is in the name of Mary Smith, the contract could be NULL and VOID.
- When renovating or upgrading your home, it is best to contact us before the work starts.
- Collision coverage on your auto policy includes towing and storage charges.
- It is possible to extend coverage to a rental car. In most cases it will be cheaper than purchasing it through the rental agency.
- Every homeowner's policy has "Special Limits of Insurance" for Jewelry, Watches, Gems, Furs and collectable's. Extra coverage can be added.
- There is a difference between "Sewer Back-UP" and "Flood Coverage."
- Identity theft is on the increase. Ask about new policy extensions to protect you.
- Before you go away on a vacation you should check with us for any requirements on your home insurance policy.
- A Waiver of Depreciation endorsement protects you for the full purchase price of your new vehicle.
- Loss of Use can be added to your car policy. It will pay for alternate transportation while your vehicle is being repaired due to an accident.
- Increasing your policy deductibles may lower your insurance cost.
- Umbrella insurance provides excess coverage for personal injury claims for liable, slander, defamation of character and much more, often worldwide.
- Out of province travel insurance should be the first thing you pack for your next vacation or business trip. Ask us about adding it onto your homeowner's policy.
- You can protect your good driving record with the Accident Forgiveness endorsement.
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